Buying a home is quite an exciting time! There are a lot of things to think about and keep in mind when making your decision.
To start with, your mortgage options are something to consider. Typical mortgages last thirty years. You do have different options, though! Some factors that take into account your other options include: mortgage length, down payment, and government assistance. Someone like myself would be the best person to talk about and discuss all of your options. There are a lot of things to consider when it comes down to it and I am here to help!
We have talked about this before, but your credit score is also very important. Before falling in love with your dream house, make sure you have a high enough credit score to ensure no surprises as you are in the process of purchasing a new home.
Home warranties are also something else to consider when choosing a home to purchase. These types of warranties are not required in homes so not all of them will have it available. If you come across a home that has one, it is something to consider, as any repairs of what the warranty is on will be of no cost to you. Keep in mind that all home warranties are different but for the most part, that is how they work.
In the past, we have also reminded you to make sure you have enough funds to cover your closing costs, furniture, appliances, etc. These factors are some that often get overlooked and it’s important not to forget about them! Also, don’t forget to look into the neighborhood as well – crime, safety, traffic, schools, etc.
There are so many things to take into consideration when purchasing a home. If you need any help thinking of other things to think about, we would be happy to help.